By Jim Doyle Fortwayne.com :There are many kinds of life insurance, but they generally fall into two categories: term life insurance and permanent life insurance. Today, we will focus on term life insurance policies. Term life insurance is in some respects similar to renting a home. When you rent a home, you get to take full advantage of the entire property immediately so long as you continue paying rent. As soon as your lease expires, you must renegotiate your lease or move elsewhere. Even if you rented the house for 30 years, you have no “equity,” or value that belongs to you. This concept can be applied when thinking of term life insurance. You establish a term, or amount of time you’d like life insurance protection for, and you will pay the premiums for this certain period of protection. At the end of the term, you can choose to renew at a new rate, discontinue protection or select a new policy. Advantages of term life One of the biggest advantages of term life insurance is the lo
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