The insurance companies' factor in age, gender, vehicle performance, driving history and region where you live when considering coverage and insurance costs, including premiums: Following the analysis, the insurance agent will calculate the results, thus estimating the premium cost. Statistics have revealed that certain age groups are at higher risk than others while driving are. Thus, the insurance agent and companies aware of this statistic will often increase premiums on the age groups 18 to 25. However, if you drive with caution and do not submit any claims then the company may reduce the premiums over time. Gender at one time made a difference for females, however new studies have shown that males are more probable to be in an accident over women drivers. Thus, the high-risk candidates then are males, often between the ages 18 to 35. The insurance company will also consider the make and model of you car. If you have a high maintenance, high performance or classic vehicle, then...
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